Building Insurance is compulsory for any property with a mortgage. 

Most leasehold properties are insured under a block policy.  However, all freehold owners are responsible for their own property. 

Contents insurance is not compulsory but is still considered extremely important. 

How would you replace the contents of your home if there were severe fire or flood damage?

• NJL offer a choice of combined or individual cover. 
• There is a choice of policy excess. 
• You can include accidental damage.
• Personal Possessions can be insured away from the home.
• Cover is on a new for old basis.
• Leasehold properties.
• You can have an individual contents policy
• Buy to let building insurance
• We have access to a buildings insurance provider who offers cover for landlords on tenanted properties.